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Day 31: Live Within Your Means, Part 2

READ
As a dog returns to his own vomit, so a fool repeats his folly. - Proverbs 26:11

THINK
How can we live within our means? How do we overcome the urge to have more than our income can afford? Follow three steps: Look inside, look back, and look forward. Today, let’s examine “look back.” When we look backward, we can see that overspending and borrowing to finance what we thought would make us happier and freer did not work. It did just the opposite. It put us in bondage and created pressure that nearly suffocated us.

We need to look backward to learn from the destructive patterns of the past. Too often many get to the end of a paycheck and wonder, where did it all go? Money patterns will not change unless we are willing to make them change. If no change, we will do the same thing over and over while expecting a different result. We will be like the proverbial dog that keeps returning to its vomit.

PRAY
If you have been overspending, be willing to admit it to yourself and your Heavenly Father. Thank God for the strength to overcome this destructive pattern. Ask God for the wisdom, the necessary steps to set your financial house in order.

ACT
This week go back and look carefully at your spending habits for the past several months. If this is difficult to do, set up a system that will allow you to track spending. Make the necessary changes so you will not be spending tomorrow’s dollars on today’s expenses.

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